Hearth & CapitalSign in

Plans

The Funding Hub is free. The workspace is where the applications get finished.

Every plan sees every verified program — we don’t hide funding behind a paywall. What you pay for is the workspace that turns a listing into a submitted application, and the Application Coach that reads your draft the way a reviewer will.

Compare plans and pricing

Plant the Seed

Entry

This is the entry point — see every dollar already earmarked for you.

$0forever

5 AI credits, one time

  • —The full verified Funding Hub — federal, state, regional, private
  • —Fit ranking against your questionnaire
  • —Save up to 3 opportunities
  • —5 AI credits, one time, to try the coach

Most founders start here

Grow

Full Access

Everything you need to actually run your applications.

$27/month

25 AI credits a month

  • —Everything in Plant the Seed, with unlimited saves
  • —Application tracker with reminders and proof of submission
  • —Document checklists per program
  • —Budget builder with saved versions and comparison
  • —Answer library with version history
  • —Packet exports — Markdown, PDF, CSV
  • —25 AI credits a month

Bloom

Premium Access

Readiness analytics and the reviewer's-eye score behind them.

$49/month

300 AI credits a month

  • —Everything in Grow
  • —Award-value and readiness analytics across every program
  • —Your biggest document gaps, ranked by how many programs they block
  • —Reviewer's-eye score on your narrative
  • —300 AI credits a month — effectively unlimited

1 credit = 1 AI action — a coach message, a draft review, a reviewer's-eye score, or a budget coach pass.

Paid plans include a 7-day free trial with 25 AI credits to use during it. Cancel any time before day 7 and you won’t be charged, or start your subscription early from your billing page.

Need more AI mid-month? Grow and Bloom members can add 100 credits for $10 or 300 credits for $49. Bloom members can also buy the 1,000-credit pack for $69. Purchased credits are good for 12 months.