Hearth & CapitalSign in

Plans

The ledger is free. The workspace is where the applications get finished.

Every plan sees every verified program — we don’t hide funding behind a paywall. What you pay for is the workspace that turns a listing into a submitted application, and the AI coach that reads your draft the way a reviewer will.

Plant the Seed

Entry

This is the entry point — see every dollar already earmarked for you.

$0forever

5 AI credits, one time

  • The full verified ledger — federal, state, regional, private
  • Fit ranking against your questionnaire
  • Save up to 3 opportunities
  • 5 AI credits, one time, to try the coach

Most founders start here

Grow

Full Access

Everything you need to actually run your applications.

$27/month

25 AI credits a month

  • Everything in Plant the Seed, with unlimited saves
  • Application tracker with reminders and proof of submission
  • Document checklists per program
  • Budget builder with saved versions and comparison
  • Answer library with version history
  • Packet exports — Markdown, PDF, CSV
  • 25 AI credits a month

Bloom

Premium Access

Readiness analytics and the reviewer's-eye score behind them.

$49/month

300 AI credits a month

  • Everything in Grow
  • Award-value and readiness analytics across every program
  • Your biggest document gaps, ranked by how many programs they block
  • Reviewer's-eye score on your narrative
  • 300 AI credits a month — effectively unlimited

1 credit = 1 AI action — a coach message, a draft review, a reviewer's-eye score, or a budget coach pass.

Paid plans include a 7-day free trial with 25 AI credits to use during it. Cancel any time before day 7 and you won’t be charged, or start your subscription early from your billing page.

Need more AI mid-month? Grow and Bloom members can add 100 credits for $10 or 300 credits for $49. Bloom members can also buy the 1,000-credit pack for $69. Purchased credits are good for 12 months.